Credit & Employment Background Checks

Each year, thousands of consumers are turned down for credit cards, mortgages, student loans, other important loans and employment and housing opportunities, due to inaccurate information in their credit reports. You have the right to view your credit report, know what information is contained in it, and you can dispute that information that is wrong or outdated and have it removed from your report. Similarly, employers are becoming increasingly reliant upon pre-employment background checks, which are intended to uncover undisclosed criminal records. These reports are often riddled with errors, pertaining to unrelated individuals, including expunged offenses, or misstating the level of an offense.

If your credit report or background report is wrong through no fault of your own, we can help. We offer a FREE case review and can assist you in either ensuring the report is corrected in a timely manner or by pursuing a claim against those who fail to comply with the Fair Credit Reporting Act.

The three nationwide consumer reporting companies have set up one central website, toll-free telephone number, and mailing address through which you can order your free annual report. To order, visit, call 877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Do not contact the three nationwide consumer reporting companies individually.

You may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order from only one or two. The law allows you to order one free copy from each of the nationwide consumer reporting companies every 12 months.

Additionally, we provide prospective clients with forms to obtain free copies of more complete background reports maintained by nationwide screening agencies like HireRight, ADP, First Advantage, Lexis Nexis, A-Check America, and others. If you believe you lost employment due to an inaccurate background report, contact us for more information regarding your rights under the Fair Credit Reporting Act.


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5455 Detroit Rd. Sheffield Village, Ohio 44054